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How to Make an Offer on a House.

by Rocky
in News
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How to Make an Offer on a House.
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The prospect of becoming a homeowner is one of the most exciting things you can do. For many people, owning a home is considered a milestone chapter in their life, another way in which they can progress personally. There are many steps involved in a house, and it’s a complicated process that requires a lot of advice, time and dedication. From saving up, ensuring your finances are in order, getting a mortgage approved- it seems as though there are many hurdles to jump through. Once you have found the property of your dreams, then the next step is to make an offer on the house. Here at We Buy Any House, we have compiled our top tips on how to make an offer on a house.

Start With a Budget:

You probably will have already done this, but if you haven’t, now is the time to work out a budget. There is no point living in a fantasy dream land when it comes to buying a house, as when reality hits, it will more than likely be a disappointment. As a buyer, it’s important to find a house that you can afford, so it’s advisable for you to speak to a mortgage broker who can assess your personal circumstances and advise you prior to your search.

Explore the Property Market Beforehand:

If we were to put buying a house into the metaphor of a supermarket, think of it like this: when you go food shopping, do you pick up the first bag of apples you see, or do you look for ones that are better value for money? Exploring the property market is a critical part of the procedure, as it will provide a better insight as to what is going on in the area. It’s worthwhile looking at both not only what houses are on the market, but also what properties have completed in their sale. 

Discuss With Your Estate Agent:

A good piece of advice is to discuss your ongoing situation with an estate agent. Although you may think that the estate agent’s interests lie with the seller, they are also a great source of information, and can give you sound advice without compromising their client. It’s a good idea to ask questions such as:

  • Why has the property gone on the market?
  • How much interest has the property attracted?
  • How long has the property been on the market?
  • Has the agent received any other offers?
  • Is the seller open to offers?

Discuss What You Are Going to Offer?

Once you have done some background research, it’s time to decide what you will offer. 

Offering Below the Asking Price:

In an ideal world, buying a house for cheaper than the asking price is what you would like to happen. While some sellers have their house priced higher and are therefore more likely to accept a slightly lower price, others may be in a desperate position and therefore strike a quick deal. However, research is a key point to making an offer. If you are going to offer under the asking price, then it’s important to have a valid reason as to why you are making this offer. 

Offering to Meet the Asking Price:

Meeting the asking price can sometimes seem like a bargain, but if you manage to get a property for the asking price this can be a great thing- especially if you feel as though the home is a perfect fit for you and your family. 

Offering Above the Asking Price:

Offering above the asking price may seem like a negative, but in fact it can actually be a positive. For example, if you’re house hunting in a competitive area, then offering a higher price will ensure that you have a better chance of getting the property you want. However, one thing to bear in mind when offering above the asking price, is that if this is only a temporary home, you may be losing out financially. 

This article was written by a quick house sale company We Buy Any House. If you’re wondering “how can I sell my house fast?”, head to the We Buy Any House website for more information relating to all property related enquiries.  

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